You saw a 50% return and switched funds: the psychological mistake that leaves you with crumbs

Looking at stock market graphs from the last few decades? Everything looks amazing, green, and steadily rising from left to right. But when you open a periodic report from your insurance company or investment house, the feeling in your gut is often accompanied by a sense of bitterness. Where does the gap between the celebratory headlines in the press and your actual return disappear to?

In the new episode of the podcast "Not Only for Millionaires," Daniel Shebaks hosts Yaron Daigi from the index and research company "Index" for a down-to-earth conversation about one of the most jarring paradoxes in the investment world: how is it that most investors always choose the investment product that was the best, but in the end, earn less than the average?

During the episode, the hidden mechanisms that trip up even the most cautious investors are raised:

1. The "50% return" trap: why almost every person sitting in front of a financial planner will choose the fund that showed the highest returns in recent years, and why this very "natural" choice increases the chance of missing out on future returns.

2. Regression to the mean: what happens when outstanding investment managers return to the average line, and why does most of the public enter these products exactly when the party is over?

3. The psychology behind the numbers: can the strategy of investing specifically in the "worst" funds work in reality, or will fear and pressure cause us to run at the worst possible time?

4. The smart model vs. the stupid model: when does automatic track switching based on age hurt your return instead of protecting it?

The stock market is not composed only of graphs and formulas, but primarily of human behavior, psychology, and timing. To understand how to stop chasing past returns and start building a durable strategy over time, do not miss this conversation.