Savings
Found 26 recent publications

You are entitled to 600 shekels: what you are owed for free that companies hide from you
Surprising consumer laws reveal how you can receive compensation of hundreds of shekels for a technician's delay, what you are entitled to if a call center does not answer, and how to avoid unnecessary charges.

Towards Rosh Hashanah: 4 things to check before the big holiday shopping
Rosh Hashanah is just around the corner, and with it comes one of the biggest shopping trips of the year. The list grows longer, the cart fills up with products not bought every week, and the total at the checkout can rise quickly. Precisely during this period, when holiday expenses are added to regular shopping, it is worth stopping for a moment before heading to the supermarket and checking what...

The new pension reform: a heavy blow to savers or a balanced package?
With the submission of the Finance Ministry's arbitration committee recommendations, most headlines focused on the bad news for pensioners. However, an in-depth analysis of the numbers and data reveals a much more complex picture. When will the changes take effect, what is the "tax trap" that will be abolished, and what are the three positive pieces of news that no one is talking about?

Not just "don't waste": what have we learned from the younger generation about money and saving?
They are growing up in a world where you can order almost anything at the click of a button, they are connected and up to date with what is happening in the world, exposed to trends that change at the speed of a TikTok video - and what their friends have is constantly in front of their eyes. On the other hand, when you give them 50 shekels and ask what they will do with them, it turns out that the...

How much money should you keep in your checking account and how much should you transfer to savings?
There is no single amount that suits everyone, but there are factors that will help you find a balance between liquidity, security, and yield.

Global Component Shortage: How to Save on Your Next Computer
The return to school brings heavy expenses, but a new technological reality is offering consumers access to high-quality hardware with savings of up to 58%.

The "Investment Account" reform: How will the new model exempt from capital gains tax work?
The Ministry of Finance plans to allow Israelis to manage an investment portfolio of up to 200,000 shekels per year without paying tax on every transition between assets. The main beneficiaries will be long-term savers, but holders of large provident funds may be harmed by the deposit limit. What should you know before the reform takes effect in 2027?

Stop overpaying: how to save on Rosh Hashanah shopping
With Rosh Hashanah approaching, Israelis are demanding better value for their money without compromising on quality. The private label of the Yohananof chain offers a cost-effective alternative to expensive brands, allowing for a rich and festive shopping basket at affordable prices.

The September trap: why you shouldn't buy a monthly pass for students
In September of this year, students are expected to have only 14 school days due to the Tishrei holidays. Purchasing single tickets will save 30% for students who study on Fridays and 40% for those who do not study on Fridays.

The digital wallet war at the pumps: which refueling app is the most cost-effective in Israel?
Israeli drivers are flocking to refueling and benefits apps to combat the high cost of living. But behind the promises of "cashback" lie fine print, strict expiration conditions, and surprising refueling restrictions. We compared the 5 leading apps in Israel.

Gaps of hundreds of shekels: the cheapest food chain for online shopping
There is no need to leave the house, look for parking, or visit multiple branches to check where your grocery basket is cheaper. Comparing prices online can save you a significant amount of money, and a check conducted via the Pricez website shows a gap of more than 23% between the cheapest and most expensive chains.
Seen a sale? Think again: it's time to calculate how much we spent, not how much we saved
Sales make us feel like we've saved, but often the sale price is higher than the price at competitors. The fight against the cost of living is not just about the price on the shelf - but also about how we make decisions and buy more than we planned.

1.3 million children in Israel are saving in a plan their parents never chose
25.4 billion shekels have already been accumulated in the "Savings for Every Child" program, and the cumulative profit has reached 3.85 billion. However, 37% of parents forgo doubling the monthly deposit, and almost half do not bother to choose an investment track. The most worrying figure: 80% of children who received a default track are the second child or later in the family. And banks? 98,119...

Pension by decade: what to do and at what age
In every decade, there is one action that has more impact than the rest, and one decision that becomes impossible if you wait. A practical guide by life stage, including the 2.1 million shekel difference between a saver who started at 25 and one who started at 35.
Artificial intelligence is entering the supermarket - and can save you hundreds of shekels | Dr. Hezi Gur Mizrahi
Artificial intelligence is already starting to change the way we shop, combining price comparison, promotions, and consumption habits. In Israel, it may become a new tool in the fight against the cost of living, but also an additional marketing channel.

Insurance companies are counting on your laziness: how to save hundreds of shekels when renewing your car insurance
Between 2021 and 2024, car insurance premiums jumped by an average of 42%, but since early 2025, rates have decreased by about 10%. Many companies still offer renewals at last year's prices, which often leads to significant overpayment for consumers.

"Moneymaxxing": The new trend in the market and how you too can be a part of it
Financial experts call it "frugality that has become cool again," and this time it involves a series of small habits that are supposed to change your financial picture over time. But what is really behind the trend, and why is it catching on right now?

The expert explains: Is 2 million shekels enough for retirement?
A conversation with Ela Alkalay, Chair of IBI Mutual Funds and social activist. We discuss the rule of thumb for a worry-free retirement, the population group at greatest risk, and pension contributions that started as a smart idea but got out of control. How to prepare for retirement even at age 40? A new series.

Pension tips that will save you tens of thousands of shekels
Even if you are just about to retire, or have already retired, there are still ways you can maximize the monthly allowance you receive. On the order in which it is correct to withdraw from savings channels, how it is possible to hold two advanced training funds (Keren Hishtalmut), and also why if you are still working, you should not rush to withdraw your pension allowance. Advice ahead of...

Pension Reform Chaos: Savers Lose Their Way in 'Black Box' Funds
Two years after the Capital Market Authority's reform, pension savings tracks remain a source of confusion. Identical names hide vastly different investment strategies, leading to significant yield gaps and forcing savers to dig deep to understand their portfolios.

Even at the peak of the season: We found the cheapest flights left in August
Despite the congestion and high costs, it is not too late to purchase flight tickets for the peak of August, even at reasonable prices. We checked which worthwhile flights and vacation packages are still available. "Changes in the availability of flights and hotels sometimes create attractive deals, especially for those who can make a quick decision and be flexible with dates," experts note.

Savings plan offers competitive interest rate with estimated 7% return
Amid expectations of falling bank deposit rates, Tarya has launched an 18-month savings plan that maintains a fixed margin of 1% above the Bank of Israel's interest rate. Under current conditions, this translates to an average annual rate of approximately 4.5% and a cumulative return of about 6.75%.

Summer is here: how to lower your electricity bill
Temperatures are rising, air conditioners are running constantly, and electricity bills are hitting record highs. Here is your guide to the energy revolution: how to save, which plan suits you, and how to switch suppliers without a technician visit.

Families Paying for Two Health Insurance Policies Lose 4,000 Shekels Annually as Reform Leaves Loophole Open
Overlapping private health insurance and HMO policies lead to unnecessary expenses. A family of four can save approximately 4,008 shekels annually by optimizing their coverage structure.

The track leading for two consecutive months despite market declines: What happened to your savings in July?
Equity and general investment tracks ended the month with negative returns of 0.9% and 0.5% due to market volatility. Despite declines in the US, the S&P 500 track recorded a positive return of 2.4% thanks to the strengthening of the shekel.

Did Your Electricity Bill Jump? Mistakes That Cost You Dearly
We all know that moment: glancing at the electricity bill and feeling a knot in our stomach. Most of us overpay without even realizing it. The good news is that you don't need to sit in the dark or turn off the AC in the heat to save 10–30% on your monthly expenses.